What’s the number one way you can protect yourself after a car accident?
Logging undeniable video evidence with a dash cam.
Dashcam footage as evidence is quickly becoming the strongest tool drivers have when filing an insurance claim or protecting themselves against false testimony. Say goodbye to the days of he said/she said legal battles with insurance companies. With the right camera mounted on your dash, you can rest easy knowing you have everything you need to back up your claim.
Dashcam technology is:
- Affordable
- Easy-to-use
- Powerful Enough To Win Or Lose Your Claim
Millions of drivers already know this. And they’re using dashcams every time they hit the road. Let’s dive into exactly how drivers are protecting themselves on the road with dashcam technology.
Quick Link References
- Why Dashcam Footage is More Powerful Than Ever
- Dashcam Footage Can Settle Insurance Claims
- What You Need To Know About Dashcam Laws
- Investing in the Right Dashcam Setup
- How to Protect the Integrity of Your Dashcam Footage
Why Dashcam Footage Is More Powerful Than Ever
Dashcams are becoming more popular by the minute.
In fact, a recent survey of U.S drivers found that approximately 1 in 3 American drivers use a dashcam. That comes out to nearly 69 million drivers recording their journeys each day.
Dashcam footage became the go-to because of how helpful it can be with car insurance claims. Footage from your dashboard camera provides one thing that eye witness testimonies and police reports simply cannot…
Objective truth.
Humans have memories. Cameras don’t.
Ask anyone who’s been in a car accident. At the scene, drivers will likely try and place blame quickly to avoid fines or personal liability. Some will even outright lie to your face about who was at fault.
Don’t fret, dashcam footage can back up your story with concrete facts and details about the incident.
Reasons dashcams are so powerful:
- Objective proof of who caused the accident
- Overcome false testimonies and stolen accident scenes
- Speeds up insurance claim process
Knowing dashcam laws in Arkansas and other states will also ensure that your footage will be admissible in court if needed.
Dashcam footage can make or break your insurance claim. If you’re hoping to recover compensation for property damage, a quality camera mounted to your dash is a must.
Dashcam Footage Can Settle Insurance Claims
Insurance companies want answers.
Who’s at fault? How much will it cost? How long do we have the car? These are the types of questions insurance claims adjusters are trying to answer.
And while the claims process can move quickly if both parties are in agreement, it’s rare to have a straightforward claim. That’s where your dash cam comes in.
The same study mentioned above noted that 40% of dashcam owners have actually recorded a collision or traffic incident with their camera. Half of those drivers even went on to use that dashcam footage in an insurance claim or legal matter.
That’s huge. And honestly pretty satisfying.
Imagine two drivers involved in an accident coming to an insurance company looking to settle claims. But instead of both sides sticking to their story, there’s conclusive video evidence that clearly illustrates who caused the accident.
It takes all the guesswork out of claims and benefits everyone involved.
Benefits of dashcam footage for insurance claims:
- Clearly defines who’s at fault
- Protects against staged accidents and insurance fraud
- Speeds up the claims process
- Lowers the likelihood of liability disputes
Dashcam footage as evidence streamlines the process for insurance companies and policyholders alike. Making life easier for everyone.
What You Need To Know About Dashcam Laws
Dashcams are perfectly legal in all 50 states. However, there are some laws that vary from state-to-state that you should know about.
The rules for dashboard cameras typically involve:
- Allowed camera placement
- Audio recording consent
- Privacy laws
Understanding these laws can mean the difference between your footage being used as valid evidence or being thrown out on a technicality.
Consider this…
If your dashcam was running in violation of state laws at the time of the accident, that footage won’t hold up in court. You’ll be left empty-handed.
Just like learning about dashcam laws can help keep you protected on the road, knowing what laws apply to your footage can prevent your claim from getting denied.
Get Familiar With Your State’s Dashcam Laws
Investing in the Right Dashcam Setup
Dashcams come in a wide range of shapes and sizes. With technology advancing yearly, there are more options than ever to choose from.
When buying a dashcam, try and find one that meets the following standards:
- High definition video quality
- Ultra-wide lens
- Night vision capabilities
- GPS tracking
- Loop recording
Odds are you’ll want a setup that captures high-quality video of your driving experience. 1080p resolution is considered the minimum standard these days with 4K ultra-HD being the sweet-spot.
If your footage can’t record details like license plates and traffic signs, it won’t do you any good during a liability dispute.
You should also consider a dual-channel dashcam. This type of camera records footage from both the front and rear of your vehicle.
A front and back camera is great if you want total coverage of your vehicle. But if you’re a rideshare driver or do gig economy work, consider getting a third camera to face the cabin of your car.
How to Protect the Integrity of Your Dashcam Footage
Having a dash camera is one thing. But making sure your footage can actually be used as evidence is another.
Follow these easy tips to ensure your video evidence is usable if an accident happens.
Rules for protecting dashcam footage:
- Never edit footage
- Save your dashcam footage immediately
- Avoid posting dashcam footage online
- Have your attorney review footage before sending it to anyone
Dashcam videos are powerful because they capture raw footage of accidents exactly as they happened. Edit that video in any way and you’ve compromised your claim.
Always make sure to preserve the original copy of your dashcam footage with all metadata intact.
Conclusion
Millions of American drivers aren’t waiting for accidents to happen. They’re protecting themselves with dashcams before it’s too late.
If you want to ensure you’re covered in the unfortunate event of an accident, purchase a quality dashcam today. Not only will you have peace of mind while on the road, but you’ll have everything you need to back up your claim.
Dashcams are:
- Preventing small claims from turning into big money disputes
- Helping drivers avoid liability for accidents they didn’t cause
- Giving drivers the ability to settle claims quickly and easily
Driving with a dashcam is the best way to protect yourself these days. Don’t be left vulnerable on the road without one.
